Home INSURANCE All you need to know about engine protection cover in car insurance

All you need to know about engine protection cover in car insurance


Apart from routine wear as well as tear, the engine of your vehicle may suffer damages due to leak of lubricant oil or water ingression during floods. While engine repair can be a costly affair, you need not stress if you have an ENGINE PROTECTION COVER for your auto.

Here is some details concerning this add-on cover and also its benefits.

What is engine protection cover?
The engine defense cover is added protection you can purchase with extensive automobile insurance coverage. In situation your auto’s engine suffers damages due to water ingression, lubricant oil leakage, or any kind of various other reason, this add-on cover will certainly assist you fulfill the repair and substitute expenses.

Why should you take engine protection cover?
An auto insurance coverage strategy will not cover engine fixings

Engine repairs and also substitute can be really costly

You require an engine security cover if you live in a flood-prone location

It is sensible to buy this add-on cover if you have bought a pricey luxury car

Cost of fixing as well as replacing the engine as well as its components

Expense of repairing and also changing the gearbox and its components

Cost of nuts, screws, lubricating oil, coolant, and also other consumables utilized during engine fixing

Expense of compression tests, labour prices, engine cyndrical tube re-boring, and equipment charges.

Any other mechanical error aside from engine and also transmission problems.

Your insurer will not cover the consequential damages if you force-start the engine of a lorry submerged in water.

Engine or gearbox damages as a result of typical damage will certainly not be covered by the insurance provider.

The insurance company will not cover damages that are covered under the manufacturer’s service warranty.

You will have to bear the repair service costs if the engine or gearbox experiences damage due to illegal driving.

Your insurer will certainly not cover the price of repair work and substitute done without their understanding.

Just how does this add-on cover job?
In case the engine and other parts of your vehicle endure damage because of a crash or natural catastrophe, the expense of fixing and replacing various engine components can go up to INR 1 lakh or even more.

Your insurance coverage company will certainly take care of the repair service expenses and also save you from unfortunate costs if you buy an engine protection cover with your thorough automobile insurance.

The engine defense cover is among one of the most crucial attachments covers that you need to take with a thorough VEHICLE INSURANCE COVERAGE STRATEGY While there will be a mild distinction in the costs quantity, it will conserve you from costly repair work. If you have this add-on cover, you can hire the solutions of a mechanic for any type of major as well as small engine fixings and also maintain your auto’s engine in good shape whatsoever times.

Please note: The above info is for illustrative purpose just. For more information, please describe plan wordings and also prospectus prior to concluding the sales.
This blog has actually been created by

S. Gopalakrishnan|Electric Motor Insurance Policy Expert|40+ years of experience in insurance market

A veteran in insurance coverage sector. S. Gopalakrishnan is a name to reckon with in the field of reinsurance, he has actually headed the Reinsurance division as well as has abundant experience in various other fields of electric motor insurance. He enjoys to share his point of view on latest subjects in the insurance industry and also just how he can assist individuals in securing their properties making use of insurance coverage products.

Mr. S.Gopalakrishnan suggests “HDFC ERGO for your vehicle insurance policy needs, it has always put client’s rate of interest at the leading edge, with round the clock help to manage emergency malfunction issues and hassle cost-free claims procedure. You can be assured of reputable and also complete assistance with the entire procedure.”

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Apart from regular wear and tear, the engine of your automobile may suffer damage due to leak of lubricating substance oil or water ingression during floods. While engine repair can be an expensive affair, you need not worry if you have an ENGINE SECURITY COVER for your automobile. The engine defense cover is extra protection you can purchase with extensive automobile insurance coverage. It covers problems to the engine of the insured car. In instance your auto’s engine experiences damage due to water ingression, lubricating substance oil leak, or any type of other factor, this add-on cover will certainly assist you fulfill the repair as well as replacement costs.


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